More than 99 percent of Michigan's businesses are considered small, with more than 49 percent of Michigan employees working for small businesses, according to the U.S. Small Business Administration.
A study by Civic Economics found that when $100 is spent at a locally-owned business, that business puts $47 back into the local economy while the total is just $13 for non-local businesses.
The licenses listed in the table below will expire during 2021 if they are not renewed.
Professional licenses set to expire in zip code 48604 during 2021
| Type of License | Name | License No. | Address | Expiration Date |
|---|---|---|---|---|
| Real Estate Broker Company | A Z Property Management, LLC | 6505424928 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Amy R. Buben | 1101030757 | Saginaw, MI, 48604 | 2021-07-31 |
| Real Estate Associate Broker | Arthur A. Du Russel | 6502429138 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Brian Clark Rudd | 1101035902 | Midland, MI, 48604 | 2021-07-31 |
| Licensed Accountant | Brian Richard Dixon | 1101027647 | Saginaw, MI, 48604 | 2021-07-31 |
| Licensed Accountant | Christopher M. Sheridan | 1101035884 | Saginaw, MI, 48604 | 2021-07-31 |
| Real Estate Salesperson | David G. Case | 6501170659 | Saginaw, MI, 48604 | 2021-10-31 |
| Proprietary School (04) | Davis Training Institute | 8604001198 | Saginaw, MI, 48604 | 2021-06-30 |
| Real Estate Broker Company | Diversified Management & Realty Company | 6505410392 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Broker Individual | Edward J. De Groat | 6504186650 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Halsey Lynn Ruhl | 1101037946 | Saginaw, MI, 48604 | 2021-07-31 |
| Real Estate Associate Broker | Hope Marie Ziehm | 6502424929 | Saginaw, MI, 48604 | 2021-10-31 |
| Professional Engineer | Jack L. Niemi | 6201036646 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Associate Broker | Janel L. Scharich | 6502413068 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Broker Individual | Jerome P. Reif | 6504259284 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Broker Individual | Joan K. Waters | 6504126337 | Saginaw, MI, 48604 | 2021-10-31 |
| Mortuary Science Licensee | Julie Lynn Vantol | 4501008138 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Salesperson | Linda Meiling Hua | 6501311416 | Saginaw, MI, 48604 | 2021-10-31 |
| Hearing Aid Dealer | Magdalena Schmidt | 3501006300 | Saginaw, MI, 48604 | 2021-11-30 |
| Hearing Aid Dealer | Melissa Ann Howden | 3501007067 | Saginaw, MI, 48604 | 2021-11-30 |
| Real Estate Branch Office | Modern Realty, LLC | 6503401294 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Neil A. Hammerbacher | 1101021202 | Saginaw, MI, 48604 | 2021-07-31 |
| Licensed Accountant | Randall James Howard | 1101038033 | Saginaw, MI, 48604 | 2021-07-31 |
| Licensed Accountant | Reggie L. Ruhl | 1101037782 | Saginaw, MI, 48604 | 2021-07-31 |
| Real Estate Salesperson | Robert K. Scharich | 6501293241 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Ryan Conley | 1101033312 | Saginaw, MI, 48604 | 2021-07-31 |
| Professional Engineer | Samuel James Szaroletta | 6201068978 | Saginaw, MI, 48604 | 2021-10-31 |
| Professional Engineer | Scott Douglas McCool | 6201049189 | Saginaw, MI, 48604 | 2021-10-31 |
| Professional Surveyor | Scott Douglas McCool | 4001046722 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Salesperson | Sharon Marie Tolles | 6501424946 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Broker Company | Shinners & Chasnis Commercial Real Estate Property Management, Inc. | 6505328716 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Broker Individual | Thomas A. Basil | 6504323077 | Saginaw, MI, 48604 | 2021-10-31 |
| Real Estate Salesperson | Thomas A. Pekas | 6502113782 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Thomas E. Hollerback | 1101015575 | Saginaw, MI, 48604 | 2021-07-31 |
| Real Estate Salesperson | Todd Lee Waller | 6501324204 | Saginaw, MI, 48604 | 2021-10-31 |
| Licensed Accountant | Traci A. Belt | 1101029810 | Saginaw, MI, 48604 | 2021-07-31 |
| Real Estate Salesperson | William A. Schomaker | 6501308997 | Saginaw, MI, 48604 | 2021-10-31 |
| Accountancy Firm | YEO & YEO PC | 1102000194 | Saginaw, MI, 48604 | 2021-07-31 |
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